Invoice finance | NatWest

Invoice finance

Optimise working capital and access the liquidity your business needs

Get in touch
Get in touch
New customers

To find out more about our services, or to arrange a meeting with a business development manager please call:

0800 716 313
Typetalk 18001 0800 716 313 

Monday - Friday, 9am - 5pm (excl. public holidays)
Calls may be recorded.

Visit the RBSIF website

Security may be required. Product fees may apply. Over 18s only.

Financing your business

Don’t wait to be paid – release money tied up in outstanding invoices and free up your cash flow. Invoice finance could give you an immediate cash injection based on assets you hold and unpaid invoices.

If you have cash tied up in assets or late payments are holding up your business growth, we could assist you with an immediate cash injection, take care of chasing your invoices, payments handling and your sales ledger.

Key benefits
Release money in outstanding invoices

Release cash in unpaid invoices and borrow up to 90% of the value of your unpaid invoices. You receive the remainder of your invoice (less our fees) upon settlement. 

Increase cash and get paid quickly

We’ll pay you within 24 hours of notifying us so that you don’t need to wait for your clients to pay you.

Benefit from credit collection

Focus more time on your business with online access to your sales & ledger status and credit collection support.

Products and services

Factoring

Invoice discounting with credit protection

Factoring with credit protection

Asset based lending

 

Invoice discounting

CashFlow+

Choose your product and review your options

Explore the range of invoice finance products in the table below:

Who is it for?

Factoring

Factoring with Credit Protection

Invoice Discounting

Invoice Discounting with Credit Protection

Asset Based Lending

When would I benefit from this product?

When cash is locked in outstanding invoices

When cash is locked in outstanding invoices

When cash is locked in outstanding invoices

When cash is locked in outstanding invoices

When cash is locked in outstanding invoices and other assets

Minimum turnover

£250k

£250k

£300k

£300k

£10m

Requires robust 'in house' ledger control

No

No

Yes

Yes

Yes

How much advance could you give me?

Up to 90% of the value of your eligible invoices

Up to 90% of the value of your eligible invoices

Up to 90% of the value of the outstanding balances from your eligible debtors

Up to 90% of the value of the outstanding balances from your eligible debtors

Up to 90% of the value of the outstanding balances from your eligible debtors*

Do you collect money on my behalf?

Yes

Yes

No

No

No

Do I have protection from debtor insolvency both domestic and export?

No

Yes

No

Yes

No

 

* Advance level for assets other than trade debtors is established based on third party valuation.

Security may be required. Product fees may apply.

Manage your invoices with FacFlow

With FacFlow, you can access and manage your invoice finance facilities securely online at any time. FacFlow is accredited by the Institute of Chartered Accountants in England and Wales (ICAEW)

Find out more
Get in touch
New customers

To find out more about our services, or to arrange a meeting with a business development manager please call:

0800 716 313
Typetalk 18001 0800 716 313 

Monday - Friday, 9am - 5pm (excl. public holidays)
Calls may be recorded.

Visit the RBSIF website

Invoice financing services are provided by RBS Invoice Finance Limited. Registered in England & Wales No. 662221. Registered office: Smith House, Elmwood Avenue, Feltham, Middlesex TW13 7QD

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